LumiPay

Accept USDC from
any chain.

Settle in < 1 second.

LumiPay is the decentralized Stripe of Web3. Intercept multi-chain stablecoin settlements directly into your self-custodial wallet. Real-time on-chain indexing for absolute transparency.

...
Active Merchants
Verified on-chain profiles
...
Total Volume
Across USDC & EURC
...
Global Transactions
Direct P2P settlements
...
Active Merchants
Verified on-chain profiles
...
Total Volume
Across USDC & EURC
...
Global Transactions
Direct P2P settlements
...
Active Merchants
Verified on-chain profiles
...
Total Volume
Across USDC & EURC
...
Global Transactions
Direct P2P settlements
...
Active Merchants
Verified on-chain profiles
...
Total Volume
Across USDC & EURC
...
Global Transactions
Direct P2P settlements
Protocol Mechanics

Decentralized Checkout in
4 Phases

Instantly accept cross-chain stablecoins inside any dynamic frontend architecture without handling raw keys.

1

Merchant Identity

Establish a permanent business profile with your brand logo, website, and socials stored directly on the blockchain.

Fully On-chain Verified
2

Stateless Routing

Payments are processed without centralized servers. Your revenue is settled directly to your self-custody wallet.

Fully On-chain Verified
3

Unified Assets

Monitor and manage your USDC liquidity across Arc, Base, Arbitrum, and Optimism in one consolidated dashboard.

Fully On-chain Verified
4

Developer Ready

Integrate custom checkout flows into your store with our upcoming SDK and webhook integration system.

Fully On-chain Verified
Unified Liquidity Engine

Payers from any chain, Unified settlement.

Powered by the Circle Arc App Kit, LumiPay identifies a user's USDC balance across arbitrary layer-2 networks and automatically bridges them instantly into the Arc Network for microsecond transaction checkout.

On-chain Merchant Profile
Consolidated Multi-Chain Asset Management
Real-time Business Performance Analytics
Direct On-chain Finality & SDK Ready
Payment Routing State
Arc Protocol Kit
Source Origin
Buyer Chain Instances
ArbitrumBaseEthereum
Auto-bridging via Unified Balance
Cross-Chain Intercept
Target Execution Destination
Target Settlement L1Arc Network
Smart Contractpay()execution trigger
Finality validation speed
< 1,000ms
Start Today

Accept Stateless Stablecoins Today.

Deploy native cryptographic commercial verification mapping straight into your Web3 application. Zero platform counterparty risks.

Access Merchant Dashboard
LumiPay

Stateless stablecoin processing engine. Direct peer-to-peer liquidity finality optimized natively for sovereign Web3 applications.

© 2026 LumiPay Protocol. Built natively on Arc Network.